Columbus GA personal bankruptcy attorney

Columbus GA personal bankruptcy attorney

Columbus Georgia bankruptcy lawyer | Bankruptcy attorneys in Columbus GA

In 2005 the US Bankruptcy Code was altered mandating that individuals qualify to seek protection under Chapter 7 bankruptcy. The debtor has to first take the Means Test. If the Means Test establishes that the debtor can file for a Chapter 7 bankruptcy then it is important to understand that there are other conditions.

All individuals filing for Chapter 7 bankruptcy protection must undergo a debt counseling course within six months of filing for Chapter 7 bankruptcy. Also the debtor can also be made to undergo a financial education course prior to discharge of the debts. All individuals considering bankruptcy must consult with an experienced Harris County, GA personal bankruptcy as the changes to Federal Bankruptcy Code have now made it difficult to qualify for Chapter 7.

Before you can file for bankruptcy under either Chapter 7 or Chapter 13, you must undergo credit counseling with an agency approved by the United States Trustee's office. The United States Trustee’s website located at www.usdoj.gov/ist has the list of the approved agencies.. This counseling is meant to give the debtor an idea of whether there is a genuine need to file for bankruptcy or whether an informal repayment plan would will be sufficient.

New Pages added to expanded Columbus-ga-bankruptcy.com web site

Here are some new pages added to the site:

Columbus Georgia bankruptcy lawyer sitemap

No Cost Bankruptcy info for the Columbus area

Common Questions about bankruptcy in Georgia