Columbus, Georgia Chapter 13 Bankruptcy attorney

A Chapter 13 Bankruptcy has numerous added advantages over a Chapter 7 Bankruptcy. Unlike Chapter 7 Bankruptcy, in a Chapter 13 Bankruptcy, an individual can at least protect his home from foreclosure. All proceedings will be stayed after he files for Chapter 13 Bankruptcy. He will have a period of 3-5 years to pay back the creditors. The Chapter 13 Bankruptcy allows the individual to reallocate secured debts. It can over a period of time, reduce the payments that he should make. Finally a debtor will have no connection or contact with the creditors when he or she has filed Chapter 13 Bankruptcy.
A Columbus, Georgia Chapter 13 Bankruptcy can help you file for Chapter 13 Bankruptcy. Any person, either self employed or employed with any organization can file a chapter 13 bankruptcy in Columbus, Georgia and obtain protection under it. The only condition is that his unsecured debts should be less than $336,900 and secured part of the debts below $ 1,010,650. No organization can seek assistance or file chapter 13. An individual cannot file for chapter 13 when his bankruptcy application was dismissed 180 days prior to the filing.

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