New Pages added to expanded Columbus-ga-bankruptcy.com web site

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Columbus Georgia bankruptcy lawyer sitemap

No Cost Bankruptcy info for the Columbus area

Common Questions about bankruptcy in Georgia

What is the job of a Columbus GA Bankruptcy Lawyer?

What is the job of a Columbus GA Bankruptcy Lawyer?

The bankruptcy lawyer’s job in Columbus, GA is difficult, and a lot of responsibility for ensuring checks is fixed on the lawyer. The attorney’s signature certifies that the petition has been reasonably inspected, and the proceeding does not abuse the bankruptcy process. The lawyer should also certify that the proceeding is acceptable under the existing law or that it is a good faith argument for the extension/modification of the current rules. If there is a violation, the attorney fees and the debtor cost will be determined and made payable to the trustee.

Columbus bankruptcy attorneys

You initial meeting with your bankruptcy attorney in Columbus, GA is generally free. During the first meeting, you must honestly explain your situation to the attorney and try to determine if you are comfortable with the lawyer and their staff. At the same time the lawyer will provide you with feedback on your situation and your options available.

When conversing with the lawyer in Columbus, GA find out how long he or she has been in practice, what the specifics of their specialization are, approximately how many cases they have handled and what your expectations should be from the lawyer in terms of representation. Also check if the lawyer will be personally appearing in your case and that it is not passed on to a junior attorney or staff. Ask as many questions as you need and make sure that you are comfortable with the fact that you are appointing him as your bankruptcy attorney.

Chapter 11 and 13 Bankruptcy Differences: Ask a lawyer

Chapter 11 and 13 Bankruptcy Differences

Columbus Georgia bankruptcy lawyer | Bankruptcy attorneys in Columbus GA

An individual can file under chapter 11 in Columbus, GA but, the provisions of chapter 11 are often used to reorganize a business. Chapter 11 allows the debtor to run its business through a plan of reorganization, that must meet certain statutory criteria. By creating chapter 11, the Congress provided the debtor a chance to restructure its finances so that it may continue to operate, provide employment, pay its creditors, and provide a return for its stockholders.

When the bankruptcy means test determines that you aren’t eligible to file for Chapter 7 Bankruptcy in Columbus, GA you can instead select to file for Chapter 13 Bankruptcy. A Chapter 13 Bankruptcy is a court administered repayment plan which will permit you to retain your most important assets while repaying your debts over a period of time. If you file for Chapter 13 Bankruptcy you may be able to significantly lower your medical bills. Chapter 13 can permit you to pay off your medical bills over a 3 to 5 year period of time based on your disposable income. Many times, Chapter 13 Bankruptcy compels unsecured creditors like medical providers, hospitals, and doctor’s to accept pennies on the dollar.

How to File Bankruptcy in the Columbus Georgia area

How to File Bankruptcy in the Columbus Georgia area, including no cost bankruptcies

Bankruptcy case in Columbus, GA starts with the filing of a petition in the bankruptcy court. A bankruptcy lawyer usually files the petition. The filing of the petition establishes a bankruptcy estate, which typically consists of all the assets of the person seeking bankruptcy protection. A separate taxable entity is created if the bankruptcy petition is filed by an individual under chapter 7 or chapter 11 of the US Bankruptcy Code.

The bankruptcy petition is the document which starts the bankruptcy process. The petition may be a voluntary petition, that is filed by the debtor, or it can be an involuntary petition, which is filed by creditors that fulfill certain requirements. The voluntary petition must be as provided in Form 1 of the Official Forms prescribed by the Judicial conference of the United States. The Official Forms can be purchased at legal stationary stores.

The documentation required at the time of filing for bankruptcy in Columbus, GA has increased. For instance, the debtor must provide additional information that details all income and expenses. When the expenses exceed the IRS allowance, a special circumstances document should be submitted which reasons the necessity of the extra expense incurred. A statement of accuracy must also be submitted, together with these special circumstance documents.

No Cost Columbus Georgia bankruptcy lawyer | Bankruptcy attorneys in Columbus GA